Finance

Mortgage & Loan Repayment Calculator

Turn a loan amount, a rate, and a term into the monthly payment and the interest you pay.

How it works

Enter the loan amount in AUD.
Enter the yearly interest rate.
Enter the term in years or in months.
Press Calculate.

Good to know

Example: $500,000 at 6.2% over 30 years is about $3,062 a month, with about $602,444 paid in interest.
Repayments are monthly, principal and interest. Interest-only periods, weekly or fortnightly repayments, and extra repayments are not included.
Fees, offset accounts, and rate changes during the loan are not included.
Your lender may show a slightly different figure, because most lenders work out interest daily.

100% client-side processing. No file uploads. No data stored.

Questions

Will this match my bank's figure?: It should be close for a standard loan at a fixed rate. Fees and rate changes will make your bank's figure differ.
Can I use it for a car loan or a personal loan?: Yes. Any loan with equal monthly repayments and a fixed rate works.